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Stamp Duty Calculator

Instant calculations per Maharashtra 2026 rates

मराठीत माहिती भरा
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Frequently Asked Questions

How is stamp duty calculated in Maharashtra?▾

Stamp duty is calculated as a percentage of the property's market value or agreement value, whichever is higher. The rate is 5% in municipal areas and 4% in rural areas for sale deeds.

What is the ready reckoner rate?▾

The ready reckoner rate (also called circle rate) is the minimum value set by the Maharashtra government for property transactions in each area. Stamp duty cannot be calculated on a value lower than this.

Is registration fee separate from stamp duty?▾

Yes. Registration fee is 1% of the property value (capped at ₹30,000) and is paid separately at the SRO. Stamp duty is paid before registration via franking or online challan.

Does stamp duty apply to rent agreements?▾

Yes but at a much lower rate. An 11-month rent agreement attracts ₹100 stamp duty in Maharashtra regardless of the rent amount.

Can I pay stamp duty online in Maharashtra?▾

Yes. Stamp duty can be paid online through the Maharashtra government's GRAS portal. Mudrankseva handles this automatically as part of the registration process.

Stamp Duty in Maharashtra 2026 — Complete Guide

What is stamp duty?

Stamp duty is a state government tax paid on property transactions in Maharashtra. It is governed by the Maharashtra Stamp Act and must be paid before or at the time of property registration. Failure to pay stamp duty makes a property document inadmissible as evidence in court.

Stamp duty rates in Maharashtra 2026

Area typeMale buyerFemale buyer
Municipal Corporation (e.g. PMC, BMC, PCMC)6%5%
Municipal Council / Nagar Panchayat6%5%
Rural / Gram Panchayat area5%4%

* Additional metro cess of 1% applies in Mumbai, Pune, Nagpur and Thane municipal areas.

Women buyer concession

Maharashtra offers a 1% stamp duty concession for female property buyers. If a property is registered solely in a woman's name, she pays 1% less than a male buyer. On a ₹50 lakh property in Pune, this saves ₹50,000. On a ₹1 crore Mumbai flat, it saves ₹1 lakh. Joint registration with a male buyer does not qualify for this concession.

What is the ready reckoner rate?

The ready reckoner rate (also called circle rate or guidance value) is the minimum property value set by the Maharashtra government for each area. Stamp duty cannot be calculated on a value lower than the ready reckoner value. If you buy a property for ₹40 lakh but the ready reckoner value is ₹50 lakh, stamp duty will be calculated on ₹50 lakh. Ready reckoner rates are revised annually by the state government.

Registration fee in Maharashtra

In addition to stamp duty, a registration fee of 1% of the property value is payable at the Sub-Registrar Office (SRO). Registration fee is capped at ₹30,000 — so for any property above ₹30 lakh, the maximum registration fee is ₹30,000 regardless of the property value.

Stamp duty on rent agreements in Maharashtra

Rent agreements in Maharashtra attract stamp duty at a much lower rate than property purchases. For an 11-month Leave & License Agreement, stamp duty is a flat ₹100 regardless of rent amount. For agreements of 12 months or more, stamp duty is calculated as a percentage of total consideration (rent × months + 10% of deposit).

How to pay stamp duty in Maharashtra

Stamp duty in Maharashtra can be paid online through the GRAS (Government Receipt Accounting System) portal or through authorised banks and stamp vendors. For property registrations handled through Mudrankseva, stamp duty payment is coordinated as part of the registration process.

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